Category Archives for Retirement Planning

Geriatrica: A Traveler’s Guide with Marilyn Heins

Newspaper columnist and beloved pediatrician, Dr. Marilyn Heins, MD, has fashioned a pathway through the transformative senior years of life after having entered the octogenarian years herself. Marilyn takes on her role of tour guide through this new terrain with her typical poise and acumen, while offering a healthy dose of humor. Approaching the aging journey as a landscape in an unfamiliar country, Marilyn imagines us all to be immigrants in the land of Geriatrica. During the voyage, she visits somewhat familiar, yet not-quite-known stops along the way.

In this program you'll discover:

  • dangers and perils of the journey
  • preparations for the journey
  • scams to be attentive of
  • downsizing and housing need changes
  • the importance of simplifying
  • physical and mental health, safety, and finances in Geriatrica

Date: Tuesday, September 27, 2022

Time: 12:00 noon Eastern (9:00 AM Pacific, 10 AM Mountain, 11 AM Central, and 6 AM Hawaiian)

Topic: Geriatrica: A Traveler's Guide

Speaker:  Dr. Marilyn Heins, MD, author, newspaper columnist, and beloved pediatrician

About Dr. Marilyn Heins

Dr. Marilyn Heins graduated from Radcliffe College (now part of Harvard University) and received her MD degree from the College of Physicians and Surgeons, Columbia University. She interned in pediatrics at New York Hospital and completed a residency in pediatrics at Babies Hospital in New York. Marilyn served as Director of Pediatrics at Detroit Receiving Hospital and Director of Project RESCAD, a federally funded program to provide comprehensive health services for medically indigent children. She was the associate Dean for Student Affairs at Wayne State University School of Medicine and Vice Dean and Professor of Pediatrics at the University of Arizona College of Medicine.

Marilyn was a member of the Editorial Board of the Journal of the American Medical Association, served on the National Board of Medical Examiners, chaired the Committee on Medical Education of the American Hospital Association, and served as the first woman Chair of the Group on Student Affairs of the Association of American Medical Colleges. She has been active in many professional and community organizations focusing on women's and children's health, parenting education, and women's issues.

Her special interests in pediatrics include helping parents and teaching health professionals how to help parents. She published 58 scientific papers and is the co-author of Child Care/Parent Care, and author of ParenTips for Effective, Enjoyable Parenting as well as A Traveler's Guide to Geriatrica.

Marilyn was the producer and host of a weekly call-in radio program called The Parenting Show, which aired on KNST, Tucson's leading talk radio station, for two years. She has written over 1,100 parenting columns for the Arizona Daily Star and continues to write.

She met her husband, a veterinarian, Dr. Milton Lipson, while on vacation in Jamaica. They moved to Tucson in 1979. They were married for 47 years until his death in 2007. Seven years ago a friend introduced Marilyn to Dr. Milt Francis, a recent widower. The two have been together ever since. She has a son and a daughter, three grandchildren, two stepsons, and three step-grandsons.

Register for the program here.

Choosing the Right Place at the Right Time in the 2nd Half of Life with Ryan Frederick

Place plays a significant but often unacknowledged role in health and happiness. The right place elevates personal well-being. It can help promote purpose, facilitate human connection, catalyze physical activity, support financial health, and inspire community engagement. Conversely, the wrong place can be detrimental to health. For many of us, the pandemic has raised the importance of where you live but evaluating and finding the best place for you can be a challenge.

In this program, you'll learn about:

  • The key tenets of successful aging, including the role of place as a direct and indirect driver for a long, healthy and financially secure life
  • How to think broadly about place – it is much more than the four walls of your home
  • Tips on evaluating the fit of your current place
  • Next steps to improve your current place or how to find and move to another place
  • How to talk to family about possible changes in place

Date: Tuesday, August 23, 2022

Time: 12:00 noon Eastern (9:00 AM Pacific, 10 AM Mountain, 11 AM Central, and 6 AM Hawaiian)

Topic: Choosing the Right Place at the Right Time in the 2nd Half of Life

Speaker: Ryan Frederick, author, CEO of Smart Living 360, a consulting and real estate firm that specializes in housing and healthy aging and a recognized thought leader in the intersection of place, well-being, and healthy aging

About Ryan Frederick

Ryan Frederick focuses on the intersection of place and healthy aging. Last October, he released his first book, Right Place, Right Time: The Ultimate Guide to Choosing a Home for the Second Half of Life (Johns Hopkins University Press) which has been an Amazon bestseller.

He advises real estate and health organizations on how to create better places to help people thrive and provides regular content for consumers to make wise choices about places to live a long, healthy, and financially secure life.

Ryan is a graduate of Princeton University and the Stanford Business School and lives in Austin, Texas with his wife and three teenagers.

Register for the program here.

Conscious Aging: Seven Keys to Awakening with Purpose and Joy as You Age with David Chernikoff

When wisely understood, the change inherent in the aging process becomes stepping-stones to the actualization of our best human qualities. In this program, David Chernikoff will distill lessons from across contemplative traditions to invite listeners to embrace seven essential elements of conscious living.

These elements culminate in wise elderhood–a state celebrated by indigenous cultures around the world, yet largely unacknowledged in contemporary Western society. For those of us who aspire to live fully and to love well as we age, this program will help empower you to personally thrive and to contribute with ever greater clarity and purpose.

In this program, you'll discover how to:

  • Embrace the mystery
  • Choose a vision
  • Cultivate intuitive wisdom
  • Commit to inner work
  • Suffer effectively
  • Serve from the heart
  • Celebrate the journey

Date: Tuesday, July 26, 2022

Time: 12:00 noon Eastern (9:00 AM Pacific, 10 AM Mountain, 11 AM Central, and 6 AM Hawaiian)

Topic: Conscious Aging: Seven Keys to Awakening with Purpose and Joy as You Age

Speaker: David Chernikoff, author, speaker, teacher, spiritual counselor

About David Chernikoff

David Chernikoff is a meditation teacher, spiritual counselor, and life coach who taught psychology and meditation at Naropa University for many years. In the early 1980s, he worked at Ram Dass’s Hanuman Foundation Dying Center in Santa Fe, New Mexico, and then became the director of Mesilla Valley Hospice in Las Cruces, N.M. He later spent three years in Nepal doing public health development work for the Seva Foundation and studying with Tibetan Buddhist teachers.

After returning to the U.S. he became the education and training director for the Spiritual Eldering Institute, now called Sage-ing International. In that role, he taught conscious aging programs throughout the U.S., in Canada, and in Ireland. David is currently one of the guiding teachers of the Insight Meditation Community of Colorado and has a private practice in Boulder. He is the author of the recently released book Life, Part Two: Seven Keys to Awakening with Purpose and Joy as You Age.

Listen to the replay here.

Disaster-Proof Your Retirement with Harry Margolis

Too often, retirement plans fail due to a lack of coordination between financial and estate planning, as well as the failure to involve care managers. While we’re healthy and cognitively intact, we can continue to work, travel, care for grandchildren (if we’re so lucky), and go up and down stairs. Almost no financial and estate planning is necessary as long as we stay healthy. But the moment we or a spouse becomes disabled, most plans (or lack of plans) fall apart.

If you haven't already done so, age 75 is a good time to ask and answer the following questions:

  • Where do you want to live when you need help from others? Being close to children (assuming you have a good relationship) will make life a lot easier for all concerned. Make sure you can live on one floor.
  • Who will step in to take over your finances when you can no longer handle them yourself? A revocable trust is the ideal mechanism for managing financial matters.
  • Who will make health care and life decisions for you when you can’t make them for yourself? You need a health care proxy, but you also need to talk with your agent about your wishes.
  • Do you care if all your resources are spent down on your care? At age 75, it’s probably too late to buy long-term care insurance, but it can be a good time for Medicaid planning.

All the details of our upcoming call are below:

Date: Tuesday, January 26, 2021

Time: 12:00 noon Eastern (9:00 AM Pacific, 10 AM Mountain, 11 AM Central, and 7 AM Hawaiian)

Topic: Disaster-Proof Your Retirement

Speaker: Harry Margolis, estate planning and elder law attorney and author who is a passionate advocate for seniors and for individuals with special needs and their families.

About Harry Margolis

Harry S. Margolis has been representing seniors, individuals with special needs, and their families since he started ElderLawServices, the predecessor of Margolis & Bloom, in June 1987. Since then, he and the firm as a whole have helped thousands of clients pay for long-term care, grapple with the incapacity of a family member, and plan for safe and productive futures for their children and grandchildren.

Harry served as editor of The ElderLaw Report, a monthly newsletter for attorneys for three decades. His leadership in the field has been recognized by his peers in his selection as a Fellow of both the National Academy of Elder Law Attorneys and the American College of Trust & Estate Counsel. He has been named a “Super Lawyer” since 2005 and in different years recognized as one of the top 100 attorneys in New England. In 2015, Best Lawyers named him Best Lawyer in America in the practice of Elder Law and Trust and Estates., and he is the only elder law attorney to receive these honors.

He strongly believes that the best legal solutions are achieved through the partnership of well-informed clients and attorneys who combine great technical expertise, experience, and an ability to listen. Most recently he began answering consumer questions online at He is also the author of Get Your Ducks in a Row: The Baby Boomers Guide to Estate Planning.

When not working, Harry resides in Brookline with his wife, college-age twins (when they're home), and a dog of uncertain breed. He loves biking and traveling, both in the U.S. and abroad.

Listen to the replay here.

How to Make Your Older Years the Best Time of Your Life with Mark and Lucy Rose Fischer

Picture the freedom to do whatever you want to do. Plus, you have the largest resources of your life to accomplish them – more money and time, your experience, skills, and knowledge. Does this type of retirement excite you, but you're not sure how to create it for yourself? Are you asking: When can I cut back on work? Will my money last? What can I do to stay healthy? What will I do with my time?

In this program, you'll discover the opportunities and challenges of this time of life, with insights and information on transitioning into retirement, as well as Lucy's ALIVE model to help you live more creatively.

All the details of our upcoming call are below:

Date: Tuesday, June 23, 2020

Time: 12:00 noon Eastern (9:00 AM Pacific, 10 AM Mountain, 11 AM Central, and 6 AM Hawaiian)

Topic: How to Make Your Older Years the Best Time of Your Life

Speakers: Husband and wife team, Mark Fischer, CFP, MBA, Ph.D., author, and Lucy Rose Fischer, Ph.D., gerontologist and award-winning author and artist

About Marc Fischer

Mark S. Fischer, CFP, MBA, PhD, is a retirement coach and the author of Serious About Retiring (2019). Mark had a twenty-year career as a scientist and a thirty-year career as a financial planner. He biked the entire length of the Mississippi in his 60s and started playing cello at age 73.

About Lucy Rose Fischer

Lucy Rose Fischer, PhD, is an award-winning author, artist, and social scientist. She has published six books. Her most recent books are: The Journalist (August 2020), Grow Old With Me (2019), and I'm New at Being Old (2010). She is featured on the Twin Cities Public Television program, Life Changing Art.

Listen to the replay here.